Personal Umbrella

This program will have you singing in the rain, providing $1 to 10 million limits for individuals and families.

About Our Agency

For over 35 years, we have been offfering outstanding products and programs through stable, competitive markets. We are committed to supporting your marketing efforts with fast, fair, friendly, and efficient service. We'd like to hear from you!

Coverage Available

  • Primary or Excess
  • Individuals and families
  • $1 to $10 Million limits

Underlying Requirements

  • Auto - $500/500/100 or $500,000 CSL (including motorcycles, snowmobiles and ATV's); $250/500/100 available for additional premium, subject to driver guidelines
  • Personal Liability - $300,000 CPL
  • Watercraft - $300,000 CSL, including personal watercraft, unless youthful operators - then $500,000 CSL required
  • Vacant Land - $300,000 CSL (refer to company)
  • All Rental Units - $300,000 CSL
  • Motor Homes - $500,000 CSL or $250/500/100


  • Underlying Carriers must have an AM Best Rating of B+V or better
  • Must be written in the name of an individual and/or spouse. No corporate names
  • Current MVRs required for all household drivers or any person having access to insured vehicles
  • Complete and signed application required for all accounts (including occupation - if self employed please clarify)
Effective Date: 08/25/2008