Homeowners

Wipe your feet on the competition with this program designed for primary or secondary owner-occupied one or two family dwellings, condominiums and townhouses with values up to $1,000,000.

About Our Agency

For over 35 years, we have been offfering outstanding products and programs through stable, competitive markets. We are committed to supporting your marketing efforts with fast, fair, friendly, and efficient service. We'd like to hear from you!

Underwriting Rules

May Effect Eligibility:

  • Homes with unfenced swimming pools
  • Accounts with any type of loss exceeding $10,000

Prohibited Business

  • Dwellings with three or more mortgages
  • Bankruptcy/Foreclosure/Repossession within the past three years
  • Risks with any type of space heaters or wood, pellet, kerosene, or coal burning stoves as primary source of heat
  • Home daycare with pool
  • Risks with any domestic, guard, or vicious animals. Prohibited dog breeds include but are not limited to Chows, Pit Bulls (Staffordshire Terrier, Bull Terrier), Dobermans, Rottweillers and Wolf Hybrids
  • Builders Risk/Course of Construction (refer to Dwelling Fire Program)
  • Corporate-owned property (refer to Dwelling Fire Program)
  • Farm or Ranch Properties (refer to Farm & Ranch Program)
  • Mobile Homes (refer to Mobile Home Program)
  • More than three losses within past three years (refer to Dwelling Fire Program)
  • Vacant or Unoccupied Properties (refer to Dwelling Fire Program)
Effective Date: 02/18/2019