Homeowners

Wipe your feet on the competition with this program designed for primary or secondary owner-occupied one or two family dwellings, condominiums and townhouses with values up to $1,000,000.

About Our Agency

For over 35 years, we have been offfering outstanding products and programs through stable, competitive markets. We are committed to supporting your marketing efforts with fast, fair, friendly, and efficient service. We'd like to hear from you!

Coverages Available

  • Homeowner Special Form HO-3
  • Homeowner Modified Coverage Form HO-8
  • Homeowner Unit-Owners (Condo) Form HO-6
  • Homeowner Contents (Renters) Broad Form HO-4
  • Extended replacement cost up to 125%
  • Identity Fraud Expense-$15,000 in coverage
  • Water Back-up and Sump Discharge or Overflow up to $25,000

Coverage Options

  • Replacement Cost Coverage (Dwelling & Personal Property)
  • Extended Liability for other owned properties
  • In home business supplemental coverage(limited exposures)
  • Inland Marine supplemental coverage (cameras, guns, fine arts, furs, jewelry, silver, musical instruments)

Guidelines

(Additional state specific guidelines may apply)

  • Insurance to value is required to be 100% of ACV or Replacement Cost, whichever applies
  • A complete, signed application is necessary to bind coverage
  • Photos required on all accounts
  • Inspections required on most accounts
Effective Date: 02/18/2019