Dwelling - Seasonal / Secondary

Take advantage of this year-round business-booster! This program is for one to four family dwellings that are used seasonally or as a secondary residence by the owner or by a tenant. It is designed for dwellings, condos, and townhouses and covers dwellings and personal property with a total insured value of up to $1,000,000.

About Our Agency

For over 35 years, we have been offfering outstanding products and programs through stable, competitive markets. We are committed to supporting your marketing efforts with fast, fair, friendly, and efficient service. We'd like to hear from you!

Coverages Available

  • Dwelling Fire Basic Form DP-1
  • Dwelling Fire Special Form DP-3 (available in some states)

Coverage Options

Property:

  • V&MM available on DP-1
  • Appurtenant Structures

Liability:

  • Personal Liability Limits up to $1,000,000 if owner occupied
  • Premises Liability Limits up to $1,000,000
  • Medical Payments To Others
    Limits up to $5,000

Guidelines (Additional state specific guidelines may apply):

  • Insurance to value is required to be 100% of ACV or Replacement Cost, whichever applies
  • A complete, signed application is necessary to bind coverage
  • Photos are required for all dwellings
  • Inspections may be conducted on some dwellings
Effective Date: 02/18/2019