Dwelling Fire

Don't get burned by missed opportunities. This program is for one to four family occupied dwellings. It is designed to give the insured coverage options. Dwellings, condos, and townhouses are eligible for values up to $1,000,000.

About Our Agency

For over 35 years, we have been offfering outstanding products and programs through stable, competitive markets. We are committed to supporting your marketing efforts with fast, fair, friendly, and efficient service. We'd like to hear from you!

Coverages Available

  • Dwelling Fire Basic Form DP-1
  • Dwelling Fire Special Form DP-3

Coverage Options

Property:

  • V&MM coverage for DP-1
  • Replacement Cost Coverage for dwelling only on DP 3
  • Appurtenant Structures
  • Loss of Use/ Additional Living Expense

Liability:

  • Personal Liability Limits up to $1,000,000 if owner occupied
  • Premises Liability Limits up to $1,000,000
  • Medical Payments To Others
    Limits up to $5,000

Residence Burglary:

  • Limits up to $10,000 (owner or tenant package occupied dwellings)

Guidelines (Additional state specific guidelines may apply):

  • Insurance to value is required to be 100% of ACV or Replacement Cost, whichever applies
  • A complete, signed application is necessary to bind coverage
  • Photos are required for all dwellings
  • Inspections may be conducted on some dwellings
Effective Date: 02/18/2019