Personal Umbrella

This program will have you singing in the rain, providing $1 to 10 million limits for individuals and families.

About Our Agency

Pacific Excess Insurance Marketing is a Wholesaler/General Agent with its primary focus on Standard, Excess and Surplus Lines and Workers' Compensation business.

We have been writing this type of business for over 25 years in the specialty business unit of UCA General Insurance Services. In January 2009, UCA announced the spin-off of this division. Pacific Excess Insurance Marketing will continue writing business with the same commitment to Excellence and Service as UCA General.

Our programs range from P&C Packages to Mono-Line GL & Property, from Workers' Compensation to Products Liability, Umbrella & Pizza Delivery. We have access to more than a Dozen "A" Rated Admitted and Non-Admitted Companies, to place your business with. You can rest assured that Pacific Excess Insurance Marketing is Consistently Supporting the Independent Broker.

Coverage Available

  • Primary or Excess
  • Individuals and families
  • $1 to $10 Million limits

Underlying Requirements

  • Auto - $500/500/100 or $500,000 CSL (including motorcycles, snowmobiles and ATV's); $250/500/100 available for additional premium, subject to driver guidelines
  • Personal Liability - $300,000 CPL
  • Watercraft - $300,000 CSL, including personal watercraft, unless youthful operators - then $500,000 CSL required
  • Vacant Land - $300,000 CSL (refer to company)
  • All Rental Units - $300,000 CSL
  • Motor Homes - $500,000 CSL or $250/500/100


  • Underlying Carriers must have an AM Best Rating of B+V or better
  • Must be written in the name of an individual and/or spouse. No corporate names
  • Current MVRs required for all household drivers or any person having access to insured vehicles
  • Complete and signed application required for all accounts (including occupation - if self employed please clarify)
Effective Date: 08/25/2008