Homeowners

Wipe your feet on the competition with this program designed for primary or secondary owner-occupied one or two family dwellings, condominiums and townhouses with values up to $1,000,000.

About Our Agency

Pacific Excess Insurance Marketing is a Wholesaler/General Agent with its primary focus on Standard, Excess and Surplus Lines and Workers' Compensation business.

We have been writing this type of business for over 25 years in the specialty business unit of UCA General Insurance Services. In January 2009, UCA announced the spin-off of this division. Pacific Excess Insurance Marketing will continue writing business with the same commitment to Excellence and Service as UCA General.

Our programs range from P&C Packages to Mono-Line GL & Property, from Workers' Compensation to Products Liability, Umbrella & Pizza Delivery. We have access to more than a Dozen "A" Rated Admitted and Non-Admitted Companies, to place your business with. You can rest assured that Pacific Excess Insurance Marketing is Consistently Supporting the Independent Broker.

Coverages Available

  • Homeowner Special Form HO-3
  • Homeowner Modified Coverage Form HO-8
  • Homeowner Unit-Owners (Condo) Form HO-6
  • Homeowner Contents (Renters) Broad Form HO-4
  • Extended replacement cost up to 125%
  • Identity Fraud Expense-$15,000 in coverage
  • Water Back-up and Sump Discharge or Overflow up to $25,000

Coverage Options

  • Replacement Cost Coverage (Dwelling & Personal Property)
  • Extended Liability for other owned properties
  • In home business supplemental coverage(limited exposures)
  • Inland Marine supplemental coverage (cameras, guns, fine arts, furs, jewelry, silver, musical instruments)

Guidelines

(Additional state specific guidelines may apply)

  • Insurance to value is required to be 100% of ACV or Replacement Cost, whichever applies
  • A complete, signed application is necessary to bind coverage
  • Photos required on all accounts
  • Inspections required on most accounts
Effective Date: 10/29/2015