Homeowners - High Value

Bring in valuable business with this program for one or two family homes. It is designed with a variety of coverage options for your insured. Dwellings, condominiums, and townhouses are eligible with values greater than $1,000,000.

About Our Agency

Pacific Excess Insurance Marketing is a Wholesaler/General Agent with its primary focus on Standard, Excess and Surplus Lines and Workers' Compensation business.

We have been writing this type of business for over 25 years in the specialty business unit of UCA General Insurance Services. In January 2009, UCA announced the spin-off of this division. Pacific Excess Insurance Marketing will continue writing business with the same commitment to Excellence and Service as UCA General.

Our programs range from P&C Packages to Mono-Line GL & Property, from Workers' Compensation to Products Liability, Umbrella & Pizza Delivery. We have access to more than a Dozen "A" Rated Admitted and Non-Admitted Companies, to place your business with. You can rest assured that Pacific Excess Insurance Marketing is Consistently Supporting the Independent Broker.

Coverages Available

  • Homeowner Modified Coverage Form HO-8
  • Homeowner Special Form HO-3
  • Homeowner Condominium Form HO-6
  • Extended replacement cost up to 125%
  • Identity Fraud Expense-$15,000 in coverage
  • Water Back-up and Sump Discharge or Overflow up to $25,000

Coverage Options

  • Replacement Cost Coverage (Dwelling & Personal Property)
  • Extended Liability for other owned properties

Guidelines (Additional state specific guidelines may apply):

  • Insurance to value is required to be 100% of ACV or Replacement Cost, whichever applies
  • A complete, signed application is necessary to bind coverage
  • All risks are subject to an inspection with photos
Effective Date: 10/29/2015