Dwelling - High Value

Take your business to new heights with this program for one to four family higher-valued residential dwellings. It is designed to give coverage options to the insured. Dwellings, condos, townhouses, seasonal/secondary, renovation and vacant dwellings are eligible for values greater than $1,000,000.

About Our Agency

Pacific Excess Insurance Marketing is a Wholesaler/General Agent with its primary focus on Standard, Excess and Surplus Lines and Workers' Compensation business.

We have been writing this type of business for over 25 years in the specialty business unit of UCA General Insurance Services. In January 2009, UCA announced the spin-off of this division. Pacific Excess Insurance Marketing will continue writing business with the same commitment to Excellence and Service as UCA General.

Our programs range from P&C Packages to Mono-Line GL & Property, from Workers' Compensation to Products Liability, Umbrella & Pizza Delivery. We have access to more than a Dozen "A" Rated Admitted and Non-Admitted Companies, to place your business with. You can rest assured that Pacific Excess Insurance Marketing is Consistently Supporting the Independent Broker.

Coverages Available

Dwelling Fire Basic Form DP-1

Dwelling Fire Special Form DP-3

Coverage Options

Property:

  • V&MM coverage for DP-1
  • Replacement Cost Coverage for dwelling only on DP 3
  • Appurtenant Structures
  • Loss of Use/Additional Living Expense

Liability:

  • Personal Liability Limits up to $1,000,000 if owner occupied
    Premises Liability Limits up to $1,000,000
  • Medical Payments To Others
    Limits up to $5,000

Residence Burglary:

  • Limits up to $10,000 (owner or tenant package occupied dwellings)

Guidelines (Additional state specific guidelines may apply):

  • Insurance to value is required to be 100% of ACV or Replacement Cost, whichever applies
  • A complete, signed application is necessary to bind coverage
  • Inspections with photos are required for all dwellings
Effective Date: 10/29/2015