Excess & Umbrella

Excess and umbrella liability written over qualifying primary carriers and limits.

Contact your Underwriter at Sovereign or info@sovereignins.com or 800-843-0843

About Our Agency

Sovereign serves insurance professionals in New York, New Jersey, Pennsylvania & Massachusetts. All programs are not available in all states.

Commercial Umbrella Liability

  • Limits up to $20,000,000
  • Provides broad coverage with it's own coverage language, definitions and exclusions
  • Provides coverage over primary liability coverages of general liability, auto liability, employers liability, liquor liability, garage liability and professional liability.

Commercial Excess Liability

  • Limits up to $20,000,000
  • Provides coverage over primary coverages such as monoline excess auto liability, general liability, professional liability, liquor liability and garage liability
  • Excess Liability is following form. Coverage follows the terms, conditions, exclusions, definitions and endorsements of the primary policy.

Commercial Excess Umbrella Liability

  • Limits up to $20,000,000
  • Provides coverage over lead umbrella
  • Excess Umbrella Liability is following form. Coverage follows the terms, conditions, exclusions, definitions and endorsements of the lead umbrella.
Effective Date: 03/07/2014