Personal Inland Marine

Because some valuables belong outside the safety deposit box, our Inland Marine policy provides special coverage for distinctive items such as jewelry, fine arts and silverware. Coverage for these types of items might otherwise be excluded or limited on your insured's standard Homeowners policy.

Contact your Underwriter at Sovereign or info@sovereignins.com or 800-843-0843

About Our Agency

Sovereign serves insurance professionals in New York, New Jersey, Pennsylvania & Massachusetts. All programs are not available in all states.

Coverages Available

  • All Risk Coverage (except for certain classes)
  • Limited or Broad form for musical instruments
  • Breakage option for fine arts

Coverage Options

  • Jewelry
  • Furs
  • Cameras
  • Musical instruments
  • Silverware
  • Fine arts (breakage optional)
  • Guns

Guidelines

  • All Applications must include insured's occupation, travel information, Homeowners carrier and limits
  • Current appraisals are required on personal articles valued over $1,000 within 30 days of binding
  • This coverage can be written as a monoline policy or added to our Homeowners policy by endorsement
Effective Date: 06/27/2007