Mobile Homeowners

Are your Mobile Homeowners risks always on the go? Find a stable market with us! This attractive package of coverages is available for your owner-occupied Mobile Homes.

Contact your Underwriter at Sovereign or or 800-843-0843

About Our Agency

Sovereign serves insurance professionals in New York, New Jersey, Pennsylvania & Massachusetts. All programs are not available in all states.

Coverages Available

Property & Liability Package:

  • Mobile Home
  • Adjacent Structures
  • Personal Effects
  • Additional Living Expense
  • Personal Liability
  • Medical Payments

Coverage Options (Vary By State Program)

  • Trip Coverage
  • Vendors Single Interest
  • Flood (when mortgagee is listed on the policy)
  • Personal Effects - Replacement cost
  • Fire Department service charge


  • The mobile home must be at least 10 feet in width and 40 feet in length
  • Must be primary owner occupied residence
  • Photo requirements vary per state
  • Mobile home must be manufactured within the last 15 years
  • Mobile Home must be insured to 100% of ACV or Replacement Cost (where available)
Effective Date: 06/27/2007