Mobile Home

Enjoy double-wide profits - park your Mobile Home risks with us! Our Mobile Home program offers a variety of coverage options for owner, tenant, seasonal or secondary mobile homes.

Contact your Underwriter at Sovereign or or 800-843-0843

About Our Agency

Sovereign serves insurance professionals in New York, New Jersey, Pennsylvania & Massachusetts. All programs are not available in all states.

Coverage Available

  • Named Perils or Comprehensive Property options
  • Adjacent Structures
  • Personal Effects
  • Loss of Use/Additional Living Expense
  • Premises Liability

Coverage Options (Varies by state program)

  • Written as a Package or Monoline Property
  • Trip Coverage
  • Vendors Single Interest
  • Flood (when mortgagee is listed on the policy)
  • Antenna & satellite dishes
  • Fire Department service charge


  • The mobile home must be at least 10 feet in width and 40 feet in length
  • Photo requirement varies per state
  • Mobile home must be insured to 100% of ACV
  • A completed application, signed by the Insured and retail agent, is required on all policies
Effective Date: 06/27/2007