Floating Homes

If you're looking for a smooth sailing business opportunity, drop anchor on this great new program designed to cover one to four-family permanently moored houseboats. These houseboats can be owner-occupied, tenant-occupied or for seasonal use.

Contact your Underwriter at Sovereign or info@sovereignins.com or 800-843-0843

About Our Agency

Sovereign serves insurance professionals in New York, New Jersey, Pennsylvania & Massachusetts. All programs are not available in all states.

Underwriting Rules

May Effect Eligibility:

  • Existing damage
  • More than 3 losses within the past 3 years

Prohibited Business

  • Any houseboats not permanently moored
  • Risks with any domestic, guard, or vicious animals. Prohibited dog breeds include but are not limited to Chows, Pit Bulls (Staffordshire Terrier, Bull Terrier), Dobermans, Rottweillers and Wolf Hybrids
  • Any risk in foreclosure, repossession or bankruptcy proceedings or have had one within the last three years 
Effective Date: 05/30/2013