Floating Homes

If you're looking for a smooth sailing business opportunity, drop anchor on this great new program designed to cover one to four-family permanently moored houseboats. These houseboats can be owner-occupied, tenant-occupied or for seasonal use.

Contact your Underwriter at Sovereign or info@sovereignins.com or 800-843-0843

About Our Agency

Sovereign serves insurance professionals in New York, New Jersey, Pennsylvania & Massachusetts. All programs are not available in all states.

Coverage Available

  • Dwelling Fire Basic Form DP-1

Coverage Options

  • Loss of Use/ Additional Living Expense
  • Personal Liability available if owner occupied
  • Premises Liability
  • Medical Payments


  • Houseboat must be permanently moored and without a motor
  • Perils of the Sea Exclusion applicable in all states
Effective Date: 05/30/2013