Excess Personal Umbrella

Be sure your clients are covered with our Excess Personal Umbrella policy. Limits from $1 to $10 million are available, as excess coverage over a personal umbrella policy through another carrier.

Contact your Underwriter at Sovereign or info@sovereignins.com or 800-843-0843

About Our Agency

Sovereign serves insurance professionals in New York, New Jersey, Pennsylvania & Massachusetts. All programs are not available in all states.

Coverage Available

  • Individuals
  • $1 Million to $10 Million limits available

Underlying Requirements:

Personal Umbrella coverage of at least $1 million through another insurance carrier.

Guidelines

  • Underlying Carriers must have an AM Best Rating of B+ or better
  • "Named Insured" - policy must be written in the name of an individual and/or spouse. No corporate names
  • Current MVRs required for all household drivers or any person having access to insured vehicles
  • Complete and signed application required for all accounts (including occupation - if self-employed please clarify)
Effective Date: 03/07/2014