Dwelling - Vacant

This program is filled with possibilities. It's designed for one to four family vacant or unoccupied dwellings, condos, and townhouses. It covers dwellings valued up to $1,000,000.

Contact your Underwriter at Sovereign or info@sovereignins.com or 800-843-0843

About Our Agency

Sovereign serves insurance professionals in New York, New Jersey, Pennsylvania & Massachusetts. All programs are not available in all states.

Coverage One

Coverages Available:

  • Dwelling Fire Basic Form
    DP-1
  • Dwelling Fire Comprehensive Form DP-3

Coverage Options

Property :

  • V&MM is available
  • Appurtenant Structures

Liability:

  • Premises Liability Limits up to $1,000,000
  • Medical Payments to Others up to $5,000

Guidelines (Additional state specific guidelines may apply):

  • Policy term is 3 months to 12 months, renewals available
  • Insurance to value is required to be 100% of ACV
  • A complete, signed application is necessary to bind coverage
  • Photos are required for all dwellings
  • Inspections may be conducted on some dwellings
Effective Date: 03/07/2014