Dwelling - Builders Risk or COC

Lay the foundation of a great business opportunity. This program is for one to four-family dwellings that are being built from the ground up with a total insured value of up to $1,000,000.

Contact your Underwriter at Sovereign or info@sovereignins.com or 800-843-0843

About Our Agency

Sovereign serves insurance professionals in New York, New Jersey, Pennsylvania & Massachusetts. All programs are not available in all states.

Underwriting Rules

May Effect Eligibility:

  • Duration of construction
  • Unlicensed contractor
  • Dwelling with more than two losses

Prohibited Business

  • Dwellings with three or more mortgages
  • Liability on Dwellings where the insured is doing the construction or acting as the general contractor
  • Bankruptcy/ Foreclosure/ Repossession within past three years
  • Barns
  • Risks with four or more losses within the last three years
  • Appurtenant Structures without dwelling

Effective Date: 03/07/2014