Auto Service Risks

Shift your profits into high gear! This program provides Property, Liability, Crime and Inland Marine coverages for auto service risks on a monoline or package basis. The Auto Service Risks Market Segments Endorsements are optional.

Eligible risks include auto repair or service shops, quick lubrication services, roadside assistance, mobile repair/detailing, car washes, gasoline stations with service/repair shops, self-service gasoline stations, tire dealers, public parking garages and lots, and automobile storage.

Contact your Underwriter at Sovereign or info@sovereignins.com or 800-843-0843

About Our Agency

Sovereign serves insurance professionals in New York, New Jersey, Pennsylvania & Massachusetts. All programs are not available in all states.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/$5,000,000 Aggregate
  • Hired and Non-Owned Auto Liability - Maximum $1,000,000 Per Occurrence Limit
  • Medical Payments Coverage - $5,000 Limit - Included
  • Network Security

Deductible:

  • No deductible required, except on self-service car washes

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Auto Service Risks Market Segments Endorsements - Optional
  • Building
  • Business Personal Property
  • Business Income
  • Equipment Breakdown
  • Inland Marine
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers

Crime

  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises
  • Crime coverages available in optional Auto Service Risks Market Segments Endorsement
Effective Date: 03/29/2017