Distributors and Wholesalers

See how our coverage stacks up! This program is intended for distributors and wholesalers with no more than 25% retail sales, including their internet Web site retail sales. The program is not intended for manufacturers, importers of foreign products, or assembling operations.

Contact your Underwriter at Sovereign or info@sovereignins.com or 800-843-0843

About Our Agency

Sovereign serves insurance professionals in New York, New Jersey, Pennsylvania & Massachusetts. All programs are not available in all states.

Underwriting Rules


  • Theft coverage may have to be excluded or subject to a sublimit, based on items stored and/or distributed

Prohibited Business

All Lines:

The following types of wholesalers/distributors:

  • Explosives or fireworks
  • Firearms or ammunition/black powder
  • Fuel
  • Tires
Effective Date: 06/29/2018