Adult Day Care

Special places need special coverage. This program covers licensed facilities that provide social-type activities including arts and crafts, cards, movies, pool tables, etc. for adults.

Contact your Underwriter at Sovereign or info@sovereignins.com or 800-843-0843

About Our Agency

Sovereign serves insurance professionals in New York, New Jersey, Pennsylvania & Massachusetts. All programs are not available in all states.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/$5,000,000 Aggregate

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit
  • Additional Interests
  • Errors and Omissions Coverag - Policy Limits
  • Sexual and Physical AbuseCoverage - Policy Limits up to $100,000 per Claim/$300,000 Aggregate (higher optional limits available)

Deductible:

  • No Deductible Required

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Business Personal Property
  • Business Income
  • Equipment Breakdown
  • Food Spoilage
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers

Crime

  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises
Effective Date: 07/16/2015