Exercise and Health Studio and Personal Trainer

Get your profits in shape with this program for health and exercise clubs, including exercise equipment clubs, aerobic studios, weight-lifting gyms, personal trainers, masseuses/ massage parlors, dance studios, pilates, Tai Chi, yoga, physical therapists and swim instructors. Childcare for club members while on premises is included.

Contact your Underwriter at Sovereign or info@sovereignins.com or 800-843-0843

About Our Agency

Sovereign serves insurance professionals in New York, New Jersey, Pennsylvania & Massachusetts. All programs are not available in all states.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/$5,000,000 Aggregate
  • Hired and Non-owned Auto
  • Liquor Liability
  • Network Security

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit
  • Blanket Additional Insured Endorsement
  • Club members as additional insureds
  • Errors and Omissions Coverage Part - Policy Limits
  • Sexual and Physical Abuse
    Coverage - $25,000 per Claim/$50,000 Aggregate (Higher optional limits available)

Deductible:

  • No Deductible Required

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Business Personal Property
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers
  • Food Spoilage

Crime

  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises
Effective Date: 03/29/2017