Beauty/Barber Shop

Groom your business with this program for beauty/barber shops with owner as operator, operators as employees or operators as independent contractors. Coverage is also available for individual operators, masseuses, manicurists, ear piercing, makeovers and facials.

Contact your Underwriter at Sovereign or info@sovereignins.com or 800-843-0843

About Our Agency

Sovereign serves insurance professionals in New York, New Jersey, Pennsylvania & Massachusetts. All programs are not available in all states.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/$5,000,000 Aggregate
  • Hired and Non-owned Auto
  • Network Security

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit
  • Operators who are independent contractors are included as additional insureds
  • Errors and Omissions Coverage Part - Policy Limits
  • Sexual and Physical Abuse Coverage - $50,000 per Claim/$100,000 Aggregate (higher optional limits available)

Deductible:

  • No Deductible Required

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Business Personal Property
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers

Crime

  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises
Effective Date: 03/29/2017