Many business opportunities are on-tap with this program, which is intended for bar/tavern exposures and restaurants with alcohol sales that are 30% or more of total gross sales.

Contact your Underwriter at Sovereign or or 800-843-0843

About Our Agency

Sovereign serves insurance professionals in New York, New Jersey, Pennsylvania & Massachusetts. All programs are not available in all states.

Prohibited Business

Liability & Excess:

  • Bring your own bottle establishments.
  • Risks on or near a college campus or soliciting to a college crowd.
  • Liquor manufacturers or distributors as additional insureds.
  • Mechanical or Amusement rides.
  • Nightclubs or discos
  • Non-owned and Hired Auto.

Effective Date: 06/29/2018