Church

Have your prayers answered with our Church Program. It features coverage for churches or other places of worship as well as retreats, religious camps or other church events.

Contact your Underwriter at Sovereign or info@sovereignins.com or 800-843-0843

About Our Agency

Sovereign serves insurance professionals in New York, New Jersey, Pennsylvania & Massachusetts. All programs are not available in all states.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/$5,000,000 Aggregate
  • Clergy Counseling Errors and Omissions Coverage
  • Errors and Omissions Coverage for Day Care/Preschool Operations

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit
  • Additional Interests
  • Liability coverage on parsonage
  • Sexual and/or Physical Abuse Coverage - $100,000 per Claim/ $300,000 Aggregate
    (TX: $25,000/$50,000)

Deductible:

  • No deductible required

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Business Personal Property
  • Business Income
  • Equipment Breakdown
  • Food Spoilage
  • Fine Arts Floater
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers

Crime

  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises
Effective Date: 12/22/2015