Pawn Shop

Cash in on this program designed specifically for operations lending money on articles of personal property left as security or purchasing personal property for resale.

Contact your Underwriter at Sovereign or or 800-843-0843

About Our Agency

Sovereign serves insurance professionals in New York, New Jersey, Pennsylvania & Massachusetts. All programs are not available in all states.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/$5,000,000 Aggregate
  • Hired and Non-owned Auto
  • Network Security

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit
  • Additional Interests


  • No Deductible Required


  • Basic, Broad or Special Form - Theft Sublimit
  • Building - Replacement Cost or ACV
  • Business Personal Property - Subject to Evaluation Clause
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers


  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises
Effective Date: 03/29/2017