Light Hazard Products Manufacturing Program

Property and Liability coverage available on a monoline or package basis for importers and manufacturers of light hazard products (non food and drink) for specified classifications.

Contact your Underwriter at Sovereign or or 800-843-0843

About Our Agency

Sovereign serves insurance professionals in New York, New Jersey, Pennsylvania & Massachusetts. All programs are not available in all states.

General Liability

  • Primary limits up to $3,000,000 Occurrence/$5,000,000 Aggregate
  • Hired and Non-Owned Auto
  • Limited Product Withdrawal Expense - $5,000 limit - Included
  • Medical Payments Coverage -$5,000 limit - Included
  • Vendors Additional Insured
  • Excess or Umbrella limits up to $25,000,000


  • Building
  • Business Personal Property
  • Business Income
  • Basic, Broad, or Special Form
  • Replacement Cost or Actual Cash Value
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers


  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises

Effective Date: 06/29/2018