Excess & Umbrella

Excess and umbrella liability written over qualifying primary carriers and limits.

About Our Agency

Roush Insurance Services offers licensed insurance producers access to the excess and specialty market. Risks domiciled in Indiana, Illinois and Ohio will be considered. You can expect prompt, courteous and professional service from everyone in our office with no volume commitment.

Commercial Umbrella Liability

  • Limits up to $20,000,000
  • Provides broad coverage with it's own coverage language, definitions and exclusions
  • Provides coverage over primary liability coverages of general liability, auto liability, employers liability, liquor liability, garage liability and professional liability.

Commercial Excess Liability

  • Limits up to $20,000,000
  • Provides coverage over primary coverages such as monoline excess auto liability, general liability, professional liability, liquor liability and garage liability
  • Excess Liability is following form. Coverage follows the terms, conditions, exclusions, definitions and endorsements of the primary policy.

Commercial Excess Umbrella Liability

  • Limits up to $20,000,000
  • Provides coverage over lead umbrella
  • Excess Umbrella Liability is following form. Coverage follows the terms, conditions, exclusions, definitions and endorsements of the lead umbrella.
Effective Date: 03/07/2014