Exercise and Health Studio and Personal Trainer

Get your profits in shape with this program for health and exercise clubs, including exercise equipment clubs, aerobic studios, weight-lifting gyms, personal trainers, masseuses/ massage parlors, dance studios, pilates, Tai Chi, yoga, physical therapists and swim instructors. Childcare for club members while on premises is included.

About Our Agency

Roush Insurance Services offers licensed insurance producers access to the excess and specialty market. Risks domiciled in Indiana, Illinois and Ohio will be considered. You can expect prompt, courteous and professional service from everyone in our office with no volume commitment.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/$5,000,000 Aggregate
  • Hired and Non-owned Auto
  • Liquor Liability
  • Network Security

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit
  • Blanket Additional Insured Endorsement
  • Club members as additional insureds
  • Errors and Omissions Coverage Part - Policy Limits
  • Sexual and Physical Abuse
    Coverage - $25,000 per Claim/$50,000 Aggregate (Higher optional limits available)

Deductible:

  • No Deductible Required

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Business Personal Property
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers
  • Food Spoilage

Crime

  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises
Effective Date: 03/29/2017