Day Nursery or Preschool Program

Here's a program you can count on to grow. It covers licensed, registered, and state regulated day-care centers, in-home day care, before and after school programs, sick-child day care and child-care associated with other organizations (hotels, clubs, YMCA/YWCA, churches, etc.).

Call your MJ Hall branch office.

About Our Agency

DEPENDABILITY MATTERS

For over thirty years M.J. Hall & Company, Inc. has earned a name for dependable surplus lines insurance, as well as one of California's most experienced general agents. The M.J. Hall team of insurance professionals sets the standards for customer service, product knowledge and reliability. Together with M.J. Hall's subsidiaries, a California domiciled insurance company and a fully licensed insurance adjusting firm, you can depend on us for the highest quality service, professionalism and a long successful track record of dependable experience.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/$5,000,000 Aggregate

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit
  • Additional Interests
  • Errors and Omissions - Policy Limits
  • Sexual/Physical Abuse as follows: Day Care Centers $100,000 per claim/$300,000 aggregate (higher optional limits available); or In-Home Day Care Centers $25,000 per claim/$50,000 aggregate (higher optional limits available)

Deductible:

  • No Deductible Required

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Business Personal Property
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers
  • Food Spoilage

Crime

  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises
Effective Date: 01/22/2015