Alarm Installation

Monitor your profits with this program for contractors who provide installation, service and/or monitoring of burglar, fire and other types of alarms, intercom systems and closed-circuit televisions.

Prohibited Business could still be considered, please give us a call.

About Our Agency

Insurance Markets is a full service wholesaler exclusively serving retail insurance brokers for Pennsylvania and New Jersey insureds.

Underwriting Rules

Limitation of (Liquidated) Damages: Credits may be available if the contract contains a provision limiting the amount of liability resulting from the failure of an alarm system to a specified amount (often $250). Obtain a copy of the alarm installation/service contract and the percentage of contracts containing the liquidated damages clause.

Prohibited Business

Liability:

  • Off-shore exposures - gas and oil rigs, ships
  • Installation and monitoring of alarms at chemical, fertilizer, and petro-chemical facilities
  • Monitoring for home incarceration and pretrial release
  • Hired and/or Non-Owned Auto Coverage
  • Metal, chemical or explosive detection devices at transportation facilities, federal buildings or post office mailrooms
  • Fire suppression system installation, service and repair
Effective Date: 06/29/2018