Adult Day Care

Special places need special coverage. This program covers licensed facilities that provide social-type activities including arts and crafts, cards, movies, pool tables, etc. for adults.

About Our Agency

The Buschbach Agency was founded over 40 years ago by Jim and Joan Buschbach. Its name is synonymous with stability and growth. The Buschbach's are closely involved in the day to day operation of the agency, which remains at the same location, anchoring the corner of 95th and Central in Oak Lawn, Illinois.

Our mission is to satisfy the needs of our customers by providing products and services which are superior to others in the industry. With this in mind, Jim and Joan have carefully assembled a staff whose expertise is seldom matched.


"Insurance is our product; Service is what we sell."

With expertise in each...

  • Personal Lines - Homeowners, Tenant / Rental, Condos, Automobile, Motorcycle, Boats, Mobile Homes, Personal Umbrellas, Recreational Vehicles
  • Business Insurance - Property, Liability, Worker's Compensation, Commercial Automobile, Garage Insurance, Commercial Trucking, Commercial Umbrellas, Excess Insurance
  • Life, Accident & Health ?Business and Personal. Whole Life, Term Life, Group Policies and Individual Policies
  • Specialty Coverage ? Professional Liability, Error and Omission Insurance, Mexican Travel Insurance, Commercial Bonds

General Liability

  • Primary Limits up to $3,000,000 Occurrence/$5,000,000 Aggregate

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit
  • Errors and Omissions Coverag - Policy Limits
  • Sexual and Physical AbuseCoverage - Policy Limits up to $100,000 per Claim/$300,000 Aggregate (higher optional limits available)


  • No Deductible Required


  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Business Personal Property
  • Business Income
  • Equipment Breakdown
  • Food Spoilage
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers


  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises
Effective Date: 06/29/2018