Target Personal Umbrella

Give your business a little star power with this program offering limits of $1 to $10 million for individuals such as celebrities, entertainers and professional athletes. Available on a primary or excess umbrella basis.

About Our Agency

Boston Insurance Specialists (BIS) is an independently owned Wholesale Property & Casualty Broker. We are a leading Managing General Agent (MGA) serving the New England States.

Our firm delivers quality insurance solutions to retail agents needing access to Excess & Surplus Lines Specialty Products; including, Property, Casualty, Professional Liability and Personal Lines.

Exceptional Service and Underwriting Expertise make the BIS difference.

Our greatest strength lies in the quality and experience of our people and the ability to respond quickly to your needs.

Coverage Available

  • Primary or Excess
  • Primary $2-10 Million Limits available
  • Excess $1-10 Million Limits available
  • Underlying carriers must have a B+ or better A. M. Best rating
  • Personal Injury (optional)

Underlying Requirements

Target Primary Personal Umbrella -

  • CPL minimum $300,000
  • Auto Liability $250/500/100 or $500 CSL (If driver 21 or under, $500,000 CSL)
  • Watercraft $500/500/250 or $500 CSL

Target Excess Personal Umbrella -

  • Underlying Personal Umbrella of at least $1 million through another insurance carrier.


  • Underlying carriers must have an AM Best Rating of B+ or better
  • Policy must be written in the name of an individual and/or spouse. No corporate names
  • Current MVRs required for all household drivers or any person having access to insured vehicles
  • Complete and signed application required for all accounts
Effective Date: 08/06/2008