Homeowners

Wipe your feet on the competition with this program designed for primary or secondary owner-occupied one or two family dwellings, condominiums and townhouses with values up to $1,000,000.

About Our Agency

Boston Insurance Specialists (BIS) is an independently owned Wholesale Property & Casualty Broker. We are a leading Managing General Agent (MGA) serving the New England States.

Our firm delivers quality insurance solutions to retail agents needing access to Excess & Surplus Lines Specialty Products; including, Property, Casualty, Professional Liability and Personal Lines.

Exceptional Service and Underwriting Expertise make the BIS difference.

Our greatest strength lies in the quality and experience of our people and the ability to respond quickly to your needs.

Coverages Available

  • Homeowner Special Form HO-3
  • Homeowner Modified Coverage Form HO-8
  • Homeowner Unit-Owners (Condo) Form HO-6
  • Homeowner Contents (Renters) Broad Form HO-4
  • Extended replacement cost up to 125%
  • Identity Fraud Expense-$15,000 in coverage
  • Water Back-up and Sump Discharge or Overflow up to $25,000

Coverage Options

  • Replacement Cost Coverage (Dwelling & Personal Property)
  • Extended Liability for other owned properties
  • In home business supplemental coverage(limited exposures)
  • Inland Marine supplemental coverage (cameras, guns, fine arts, furs, jewelry, silver, musical instruments)

Guidelines

(Additional state specific guidelines may apply)

  • Insurance to value is required to be 100% of ACV or Replacement Cost, whichever applies
  • A complete, signed application is necessary to bind coverage
  • Photos required on all accounts
  • Inspections required on most accounts
Effective Date: 10/29/2015