Excess Personal Umbrella

Be sure your clients are covered with our Excess Personal Umbrella policy. Limits from $1 to $10 million are available, as excess coverage over a personal umbrella policy through another carrier.

About Our Agency

Boston Insurance Specialists (BIS) is an independently owned Wholesale Property & Casualty Broker. We are a leading Managing General Agent (MGA) serving the New England States.

Our firm delivers quality insurance solutions to retail agents needing access to Excess & Surplus Lines Specialty Products; including, Property, Casualty, Professional Liability and Personal Lines.

Exceptional Service and Underwriting Expertise make the BIS difference.

Our greatest strength lies in the quality and experience of our people and the ability to respond quickly to your needs.

Coverage Available

  • Individuals
  • $1 Million to $10 Million limits available

Underlying Requirements:

Personal Umbrella coverage of at least $1 million through another insurance carrier.


  • Underlying Carriers must have an AM Best Rating of B+ or better
  • "Named Insured" - policy must be written in the name of an individual and/or spouse. No corporate names
  • Current MVRs required for all household drivers or any person having access to insured vehicles
  • Complete and signed application required for all accounts (including occupation - if self-employed please clarify)
Effective Date: 03/07/2014