Dwelling Fire

Don't get burned by missed opportunities. This program is for one to four family occupied dwellings. It is designed to give the insured coverage options. Dwellings, condos, and townhouses are eligible for values up to $1,000,000.

About Our Agency

Boston Insurance Specialists (BIS) is an independently owned Wholesale Property & Casualty Broker. We are a leading Managing General Agent (MGA) serving the New England States.

Our firm delivers quality insurance solutions to retail agents needing access to Excess & Surplus Lines Specialty Products; including, Property, Casualty, Professional Liability and Personal Lines.

Exceptional Service and Underwriting Expertise make the BIS difference.

Our greatest strength lies in the quality and experience of our people and the ability to respond quickly to your needs.

Coverages Available

  • Dwelling Fire Basic Form DP-1
  • Dwelling Fire Special Form DP-3

Coverage Options

Property:

  • V&MM coverage for DP-1
  • Replacement Cost Coverage for dwelling only on DP 3
  • Appurtenant Structures
  • Loss of Use/ Additional Living Expense

Liability:

  • Personal Liability Limits up to $1,000,000 if owner occupied
  • Premises Liability Limits up to $1,000,000
  • Medical Payments To Others
    Limits up to $5,000

Residence Burglary:

  • Limits up to $10,000 (owner or tenant package occupied dwellings)

Guidelines (Additional state specific guidelines may apply):

  • Insurance to value is required to be 100% of ACV or Replacement Cost, whichever applies
  • A complete, signed application is necessary to bind coverage
  • Photos are required for all dwellings
  • Inspections may be conducted on some dwellings
Effective Date: 10/29/2015