Beauty/Barber Shop

Groom your business with this program for beauty/barber shops with owner as operator, operators as employees or operators as independent contractors. Coverage is also available for individual operators, masseuses, manicurists, ear piercing, makeovers and facials.

About Our Agency

Boston Insurance Specialists (BIS) is an independently owned Wholesale Property & Casualty Broker. We are a leading Managing General Agent (MGA) serving the New England States.

Our firm delivers quality insurance solutions to retail agents needing access to Excess & Surplus Lines Specialty Products; including, Property, Casualty, Professional Liability and Personal Lines.

Exceptional Service and Underwriting Expertise make the BIS difference.

Our greatest strength lies in the quality and experience of our people and the ability to respond quickly to your needs.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/$5,000,000 Aggregate
  • Hired and Non-owned Auto
  • Network Security

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit
  • Operators who are independent contractors are included as additional insureds
  • Errors and Omissions Coverage Part - Policy Limits
  • Sexual and Physical Abuse Coverage - $50,000 per Claim/$100,000 Aggregate (higher optional limits available)

Deductible:

  • No Deductible Required

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Business Personal Property
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers

Crime

  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises
Effective Date: 03/29/2017