Garage Operations - Dealers

Don't let this great opportunity drive off the lot! Automobile dealers represent a wide variety of exposures involving sales and repair of automobiles. The Garage Policy includes liability coverage for premise exposures, garage operations, products/completed operations, and incidental off premises. It also includes liability and physical damage for owned autos held for sale. The policy may be endorsed to include coverage for customers' autos left in the care, custody and control of the dealer for repair.

About Our Agency

Bohrer-Croxdale & McAdoo writes primarily in Missouri, Kansas and Arkansas for approximately 750 retail agencies, offering an extensive line of commercial products, including Commercial Auto, Public Auto, a variety of Property and Casualty coverages and a sizeable book of Directors and Officers, Public Officials and Miscellaneous Professional Liability. Agency operation is highly automated, and agency affiliates include NAPSLO, AAMGA, Missouri Association of Insurance Agents, Surplus Lines Association of Missouri, Independent Insurance Agents of Kansas, Independent Insurance Agents of Arkansas, and Surplus Lines Association of Arkansas.

General Liability

  • Garage Liability up to $1,000,000/$1,000,000/$1,000,000
  • Medical Payments for Premises, Auto or Both
  • Mandatory Completed Operations Deductible of $250

Garagekeepers Liability

  • Legal Liability
  • Direct Primary Liability
  • Direct Excess Liability
  • Deductibles are $500/$2,500

Optional Coverages Available

  • Broad Form Products
  • Drive Away Collision
  • Personal Injury Liability Coverage
  • Owners of Garage Locations
  • Fire Legal Liability
  • Broadened Coverages
  • In-Tow Coverage
  • Dealer Plates
Effective Date: 12/16/2013