Homeowners - High Value

Bring in valuable business with this program for one or two family homes. It is designed with a variety of coverage options for your insured. Dwellings, condominiums, and townhouses are eligible with values greater than $1,000,000.

Please call Monica Reyes at (800) 234-6977 ext.214, or email your submission directly to PersonalLines@amqts.com

About Our Agency

As a privately owned independent insurance wholesaler, Anderson & Murison, Inc. is committed to you, the retail producer. Our goal is to deliver solutions for your clients unique, hard-to-place and specialty insurance needs. We have done this since 1965. We are a surplus line broker and hold licenses in 49 states.

We offer commercial and personal lines coverage for virtually all risks with the exception of auto and workers' compensation. We write this business only with "A" rated admitted and approved non-admitted insurers.

Underwriting Rules

May Effect Eligibility:

  • Risks without Central Station Fire and Burglary alarms

Prohibited Business

  • Dwellings with three or more mortgages
  • Bankruptcy/Foreclosure/Repossession within the past three years
  • Risks with any type of space heaters or wood, pellet, kerosene, or coal burning stoves as primary source of heat
  • Home daycare with pool
  • Risks with any domestic, guard, or vicious animals. Prohibited dog breeds include but are not limited to Chows, Pit Bulls (Staffordshire Terrier, Bull Terrier), Dobermans, Rottweillers and Wolf Hybrids
  • Builders Risk/Course of Construction (refer to Dwelling Fire Program)
  • Corporate-owned property (refer to Dwelling Fire Program)
  • Farm or Ranch Properties (refer to Farm & Ranch Program)
  • More than three losses within the past three years (refer to Dwelling Fire Program)
  • Vacant or Unoccupied Properties (refer to Dwelling Fire Program)
Effective Date: 02/18/2019