Dwelling - Seasonal / Secondary

Take advantage of this year-round business-booster! This program is for one to four family dwellings that are used seasonally or as a secondary residence by the owner or by a tenant. It is designed for dwellings, condos, and townhouses and covers dwellings and personal property with a total insured value of up to $1,000,000.

Please call Monica Reyes at (800) 234-6977 ext.214, or email your submission directly to PersonalLines@amqts.com

About Our Agency

As a privately owned independent insurance wholesaler, Anderson & Murison, Inc. is committed to you, the retail producer. Our goal is to deliver solutions for your clients unique, hard-to-place and specialty insurance needs. We have done this since 1965. We are a surplus line broker and hold licenses in 49 states.

We offer commercial and personal lines coverage for virtually all risks with the exception of auto and workers' compensation. We write this business only with "A" rated admitted and approved non-admitted insurers.

Coverages Available

  • Dwelling Fire Basic Form DP-1
  • Dwelling Fire Special Form DP-3 (available in some states)

Coverage Options

Property:

  • V&MM available on DP-1
  • Appurtenant Structures

Liability:

  • Personal Liability Limits up to $1,000,000 if owner occupied
  • Premises Liability Limits up to $1,000,000
  • Medical Payments To Others
    Limits up to $5,000

Guidelines (Additional state specific guidelines may apply):

  • Insurance to value is required to be 100% of ACV or Replacement Cost, whichever applies
  • A complete, signed application is necessary to bind coverage
  • Photos are required for all dwellings
  • Inspections may be conducted on some dwellings
Effective Date: 03/07/2014