Dwelling - High Value

Take your business to new heights with this program for one to four family higher-valued residential dwellings. It is designed to give coverage options to the insured. Dwellings, condos, townhouses, seasonal/secondary, renovation and vacant dwellings are eligible for values greater than $1,000,000.

Please call Monica Reyes at (800) 234-6977 ext.214, or email your submission directly to PersonalLines@amqts.com

About Our Agency

As a privately owned independent insurance wholesaler, Anderson & Murison, Inc. is committed to you, the retail producer. Our goal is to deliver solutions for your clients unique, hard-to-place and specialty insurance needs. We have done this since 1965. We are a surplus line broker and hold licenses in 49 states.

We offer commercial and personal lines coverage for virtually all risks with the exception of auto and workers' compensation. We write this business only with "A" rated admitted and approved non-admitted insurers.

Coverages Available

Dwelling Fire Basic Form DP-1

Dwelling Fire Special Form DP-3

Coverage Options

Property:

  • V&MM coverage for DP-1
  • Replacement Cost Coverage for dwelling only on DP 3
  • Appurtenant Structures
  • Loss of Use/Additional Living Expense

Liability:

  • Personal Liability Limits up to $1,000,000 if owner occupied
    Premises Liability Limits up to $1,000,000
  • Medical Payments To Others
    Limits up to $5,000

Residence Burglary:

  • Limits up to $10,000 (owner or tenant package occupied dwellings)

Guidelines (Additional state specific guidelines may apply):

  • Insurance to value is required to be 100% of ACV or Replacement Cost, whichever applies
  • A complete, signed application is necessary to bind coverage
  • Inspections with photos are required for all dwellings
Effective Date: 10/29/2015