Excess Personal Umbrella

Be sure your clients are covered with our Excess Personal Umbrella policy. Limits from $1 to $10 million are available, as excess coverage over a personal umbrella policy through another carrier.

Please call a personal lines underwriter at (800) 234-6977 ext. 260, or email your submission directly to PersonalUmbrella@amqts.com

About Our Agency

As a privately owned independent insurance wholesaler, Anderson & Murison, Inc. is committed to you, the retail producer. Our goal is to deliver solutions for your clients unique, hard-to-place and specialty insurance needs. We have done this since 1965. We are a surplus line broker and hold licenses in 49 states.

We offer commercial and personal lines coverage for virtually all risks with the exception of auto and workers' compensation. We write this business only with "A" rated admitted and approved non-admitted insurers.

Coverage Available

  • Individuals
  • $1 Million to $10 Million limits available

Underlying Requirements:

Personal Umbrella coverage of at least $1 million through another insurance carrier.


  • Underlying Carriers must have an AM Best Rating of B+ or better
  • "Named Insured" - policy must be written in the name of an individual and/or spouse. No corporate names
  • Current MVRs required for all household drivers or any person having access to insured vehicles
  • Complete and signed application required for all accounts (including occupation - if self-employed please clarify)
Effective Date: 03/07/2014